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Fees and Payment
If you plan to use health insurance to help cover the cost of your sessions, the amount insurance pays is dependent on the type of policy you have. Some insurance plans will fully cover the cost of your sessions, others require you to pay a co-pay or co-insurance, and still others require you to pay the full cost of your sessions until your deductible is met. This information may be listed on the front of your card, otherwise we encourage you to call the Member Services of your plan, or speak to someone in your HR deparmtent if it is an employer based plan.
We accept most major credit cards as well as HSA and flex direct payments. Payment is due prior to services being rendered, and we have a strict cancellation fee policy for no-shows or cancellations made prior to 24 hours before appointment (but will make exceptions on a limited time basis due to emergencies at the discretion of therapist).
Couples and Family Therapy
We do not bill health insurance for couples or family therapy, nor do we accept EAP payments for these forms of therapy as the "client" is the couple/relationship, and no medical diagnosis is rendered to any specific member of the family. The fee for each family or couples therapy session is $200. Payment of these sessions will not count toward any insurance deductible, and your therapist will not provide superbills for reimbursement purposes.
Insurance
At this time, Beyond Therapy is an in-network provider with Sanford, Optum, and most Blue Cross Blue Shield (North Dakota/Minnesota) insurance plans. We also accept North Dakota Medicaid and Medicare.
We also acept direct flex and HSA payments, and will gladly provide you with a Superbill which you can then submit to your insurance company for potential reimbursement. Payment is due at the time of booking.
Good Faith Estimate:
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law (sometimes refered to the No Surprises Act) health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 651-756-7590.
